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Amazon partners with Affirm to roll out a buy now, pay later feature

admin by admin
August 31, 2021
in News
Amazon partners with Affirm to roll out a buy now, pay later feature
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Amazon partners with Affirm to roll out a buy now, pay later feature

By Sanjay Maurya

News Highlights

  • For select consumers, Amazon has begun rolling out a buy-now-pay-later option.
  • Customers will be able to split the total prices of a product of $50 or more into simple monthly installments.
  • Amazon is currently testing the service with a small group of users in the United States. The corporation may expand it to other countries as well.

Amazon partners with Affirm to roll out a buy now, pay later feature

Pay Later, sometimes known as Shop Now, is a financing option for point-of-sale transactions. Customers that use a Pay Later service can choose a financing plan and pay in installments rather than paying the complete cost upfront.

For select consumers, Amazon has begun rolling out a buy-now-pay-later option. Customers will be able to split the total prices of a product of $50 or more into simple monthly installments, as the name suggests. Amazon has teamed up with payment network Affirm to provide users with more flexible payment alternatives. Amazon is currently testing the service with a small group of users in the United States. The corporation may expand it to other countries as well.

Eligible consumers will be shown the complete cost of their purchase upfront and will never pay more than what they agree to at the checkout, according to Affirm. Customers that choose Affirm will not be charged any late or surprise fees.

We’re extending Affirm’s transparency, predictability, and affordability to the millions of customers who purchase on Amazon.com in the United States by working with Amazon “Affirm’s Senior Vice President of Sales, Eric Morse, stated. “Offering Affirm as an alternative to credit cards gives Amazon customers more payment options and flexibility. According to CNBC, some Amazon purchases will be financed with interest by the payment business.

Amazon hasn’t said how many users would be able to see the function or how it will display in the app. The e-commerce company hasn’t said when the service will be offered to the wider population.

If users in India do not wish to pay the entire amount at one time, they can take advantage of no-cost EMIs or pay with their credit cards.

Affirm is a startup located in the United States that allows customers to break down large purchases into smaller installments. The option is mostly used by younger consumers. Because most people do not have access to credit cards, they must rely on networks like this to purchase pricey items. Popular brands such as Adidas, Shopify, and Walmart are among Affirm’s partners.

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