Great news for Delhi residents! The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) has officially been launched in Delhi, offering free health insurance coverage of up to ₹10 lakh per family. This marks a significant upgrade from the standard ₹5 lakh coverage provided in other states.
What Is the Free Rs. 10 Lakh Health Cover Scheme?
The Ayushman Bharat Scheme, also known as Modicare, is a government-backed initiative that offers cashless medical treatment to economically weaker sections. In Delhi, the coverage limit has been enhanced to ₹10 lakh (₹5 lakh from the Centre + ₹5 lakh from Delhi Govt).
Free Rs.10 Lakh Health Cover in Delhi Under Ayushman Bharat Scheme | Eligibility, Benefits & Registration
Who Is Eligible for the Rs. 10 Lakh Health Cover in Delhi?
The following categories of people can apply:
Antyodaya Anna Yojana (AAY) Ration Card Holders
Below Poverty Line (BPL) or PR Ration Card Holders
Labourers in unorganised sectors
Families listed in SECC 2011 database
Homeless individuals (verified by govt/NGO)
Note: In Phase 1, only AAY cardholders are getting priority.
Documents Required for Registration
Aadhaar Card
AAY/BPL/PR Ration Card
Mobile Number
Delhi Residence Proof
What Are the Benefits?
Rs. 10 lakh free health insurance per year, per family
Cashless treatment in both public and empaneled private hospitals
Includes pre- and post-hospitalization expenses
Covers over 1,500+ treatments including cancer, surgeries, heart issues, etc.
How to Apply for Free Rs. 10 Lakh Health Insurance in Delhi?
Visit the PM-JAY official website
Click on “Am I Eligible?”
Enter your mobile number and select Delhi
Search by Aadhaar, name or ration card number
If eligible, visit a registration center or hospital for Ayushman Card issuance
When Can You Apply?
- April 2025 onwards
- Target: Create 1 lakh Ayushman Cards in the first phase
- Delhi Govt has allocated Rs. 2,144 crore for smooth implementation
The launch of the Ayushman Bharat Scheme in Delhi is a game-changer for low-income families, ensuring no one is left untreated due to financial constraints. If you’re eligible, don’t miss out on this free Rs. 10 lakh health cover 2025 – apply today and safeguard your family’s future.
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