Great news for Delhi residents! The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) has officially been launched in Delhi, offering free health insurance coverage of up to ₹10 lakh per family. This marks a significant upgrade from the standard ₹5 lakh coverage provided in other states.
What Is the Free Rs. 10 Lakh Health Cover Scheme?
The Ayushman Bharat Scheme, also known as Modicare, is a government-backed initiative that offers cashless medical treatment to economically weaker sections. In Delhi, the coverage limit has been enhanced to ₹10 lakh (₹5 lakh from the Centre + ₹5 lakh from Delhi Govt).
Free Rs.10 Lakh Health Cover in Delhi Under Ayushman Bharat Scheme | Eligibility, Benefits & Registration
Who Is Eligible for the Rs. 10 Lakh Health Cover in Delhi?
The following categories of people can apply:
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Antyodaya Anna Yojana (AAY) Ration Card Holders
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Below Poverty Line (BPL) or PR Ration Card Holders
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Labourers in unorganised sectors
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Families listed in SECC 2011 database
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Homeless individuals (verified by govt/NGO)
Note: In Phase 1, only AAY cardholders are getting priority.
Documents Required for Registration
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Aadhaar Card
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AAY/BPL/PR Ration Card
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Mobile Number
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Delhi Residence Proof
What Are the Benefits?
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Rs. 10 lakh free health insurance per year, per family
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Cashless treatment in both public and empaneled private hospitals
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Includes pre- and post-hospitalization expenses
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Covers over 1,500+ treatments including cancer, surgeries, heart issues, etc.
How to Apply for Free Rs. 10 Lakh Health Insurance in Delhi?
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Visit the PM-JAY official website
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Click on “Am I Eligible?”
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Enter your mobile number and select Delhi
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Search by Aadhaar, name or ration card number
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If eligible, visit a registration center or hospital for Ayushman Card issuance
When Can You Apply?
- April 2025 onwards
- Target: Create 1 lakh Ayushman Cards in the first phase
- Delhi Govt has allocated Rs. 2,144 crore for smooth implementation
The launch of the Ayushman Bharat Scheme in Delhi is a game-changer for low-income families, ensuring no one is left untreated due to financial constraints. If you’re eligible, don’t miss out on this free Rs. 10 lakh health cover 2025 – apply today and safeguard your family’s future.
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