Millions of people in India use UPI. Payments using UPI have become very common. Millions of people make payments with Google Pay every day. Meanwhile, many features have been added to Google Pay. With this, you can easily send money to anyone. Meanwhile, a new Google Pocket Money feature has also been added. You can make payments through this feature.
Google Pay Pocket Money
Google Pocket Money is the best feature for those users whose children or parents do not have a bank account. This feature will be best for them. The sender (primary user) of Google Pay Pocket Money helps the other person to send money using his bank account. There is complete security in this. There is a fixed limit for spending in this. Along with this, there is also an option to approve the payment. That is, it depends on you whether you want to approve the money you are going to send to the other person or not. So now people who do not have a bank account will not face any problem in transferring money online. They can send money very easily.
UPI Circle
The Google Pay app recently launched the UPI Circle feature. This allows UPI account holders to transfer money from your account to others. Even if you don’t have any funds in your account, you can transfer money from someone close to you. This will be hassle-free and ensures security.
Google Pay Pocket Money & UPI Circle Feature
1. What is Google Pay Pocket Money feature?
Google Pay Pocket Money is a feature that allows a primary user to send money to family members (like children or parents) who may not have their own bank account, with controlled access and security.
2. Who can use the Google Pay Pocket Money feature?
This feature is ideal for users who want to manage payments for dependents such as kids, elderly parents, or anyone without a bank account.
3. Is Google Pay Pocket Money safe to use?
Yes, it comes with built-in security features like spending limits and payment approval options, giving full control to the primary account holder.
4. Can I set a spending limit in Google Pay Pocket Money?
Yes, users can set a fixed spending limit to control how much money can be used, ensuring better financial management.
5. What is the UPI Circle feature?
UPI Circle is a feature that allows users to make payments using someone else’s UPI account (with permission), even if they don’t have sufficient balance in their own account.
6. How does UPI Circle work?
A primary user links their account with a trusted person. The secondary user can initiate payments, which may require approval depending on the settings.
7. Can I transfer money without a bank balance using UPI Circle?
Yes, with UPI Circle, you can make payments using funds from a linked primary account, even if your own account has insufficient balance.
8. Are there approval controls in UPI Circle?
Yes, the primary account holder can enable approval settings, ensuring that every transaction is authorized before completion.
9. How is UPI Circle different from Pocket Money feature?
Pocket Money is designed for controlled spending by dependents, while UPI Circle allows shared access to funds between trusted users for easier transactions.
10. Will this feature help users without bank accounts?
Yes, both features aim to simplify digital payments for users without direct banking access, making UPI more inclusive.
