Ayushman Bharat Scheme Eligibility in Delhi (2025)

Know Who Can Apply for Free Health Insurance Benefits Under PM-JAY

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of India’s flagship health schemes aimed at providing free medical coverage up to ₹10 lakh per family in Delhi. The scheme is now being implemented in the national capital, and certain categories of residents are eligible to register and benefit from it.

Who is Eligible for Ayushman Bharat Scheme in Delhi?

The following groups are eligible for the Ayushman Bharat Scheme in Delhi:

1. Antyodaya Anna Yojana (AAY) Ration Card Holders

• Considered among the poorest of the poor

• Receive priority in Ayushman card registration in Delhi

• First phase of implementation is targeted at AAY holders

2. Below Poverty Line (BPL) Ration Card Holders

• Households listed in the SECC 2011 (Socio-Economic Caste Census)

• Should hold a valid BPL or PR (Priority Ration) card issued by Delhi Government

3. Families Already Listed in PM-JAY Database

• Names must appear in the official PM-JAY beneficiary list

• These beneficiaries don’t require separate documentation

4. Laborers and Daily Wage Workers

• Registered under unorganized labor category

• Often covered due to low income or occupational vulnerability

5. Homeless Individuals (if registered)

• Verified by local authorities or NGOs recognized by the government

Required Documents for Eligibility Verification

To check and prove eligibility, applicants must have:

• Ration Card (AAY or BPL)

• Aadhaar Card

• Residence Proof (Delhi Address)

• Mobile Number

• Income certificate or occupational certificate (if asked)

What Do Eligible Families Get?

• Free medical treatment up to ₹10 lakh per year per family

• Coverage for over 1,500+ medical procedures

• Valid in government and empaneled private hospitals

• Pre- and post-hospitalization expenses included

How to Check Eligibility Online?

1. Visit https://pmjay.gov.in

2. Click on “Am I Eligible?”

3. Enter your mobile number and state (Delhi)

4. Search by name, ration card number, or Aadhaar

Important Update (April 2025)

• First phase targets 1 lakh AAY ration cardholders in Delhi

• More categories to be included in the next phases

• The Delhi government has approved a ₹2,144 crore budget for this rollout

FAQs on Ayushman Bharat Eligibility in Delhi

Q1. Can middle-class families apply for Ayushman Bharat in Delhi?
🟡 No, the scheme is only for economically weaker sections like AAY and BPL cardholders.

Q2. Is Ayushman Bharat applicable in private hospitals in Delhi?
Yes, many private hospitals empaneled under PM-JAY provide free treatment.

Q3. Can I apply without a ration card?
No, ration card (AAY/BPL) is mandatory for eligibility in Delhi’s current phase.

 Final Note

If you belong to a low-income group or hold an AAY/BPL ration card in Delhi, this is your chance to secure health insurance for your entire family at no cost. Register today and stay protected!

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