Why You Should Get A Travel Insurance Policy!

Are you planning a vacation overseas? Here’s why you should get a travel insurance policy!

Travelling throughout the world is one of the most rewarding Choice you can make, providing you with unforgettable experiences and memories. A holiday at any place on earth is worthwhile, whether you want to travel alone or with your loved ones. It destresses you like nothing, releases enough Dopamine to carry you on more a few months before you take your next break, so just jet off to an exotic location, and enjoy the time of your life.

But like every great moment comes with some risk which could undermine the great time you could have. These include situations such as flight delay, loss of passport, or God forbid even a medical emergency, baggage theft, and a variety of other things. When you’re on your own in a foreign land, dealing with these issues can be a Challenge without the right support. But you can for sure mitigate these risks. A good travel insurance policy can help you cover financial risks and aid you in difficult situations abroad.

What is travel insurance?

How To Choose The Right Travel Insurance During Covid-19 | Mint — travel insurance | Credit Image: Mint

Travel insurance is a sort of insurance that covers you against the costs and risks of travelling. It is a must for individuals who travel around the world on a regular basis. And nothing will get in the way of your much-anticipated vacation, thanks to an international travel insurance policy. The travel insurance experts are available round-the-clock and guarantee you seamless foreign travel. Here are the main reasons you should acquire travel insurance coverage if you’re considering a trip overseas anytime soon! Read on.

Loss of passport and personal belongings
Loss of a passport while travelling overseas can result in legal and financial troubles. And this can wreak havoc on your foreign trip. And the loss of baggage is equally a challenging experience, which may have essential documents and other personal belongings. These situations can ruin your foreign trip. However, with good travel insurance coverage, you will receive quick assistance in obtaining a new passport in a timely manner, and the experts will aid you in covering the costs associated with dealing with such scenarios.

Flight delays and cancellation
Flights can be cancelled or rescheduled at any time, and this is a typical occurrence that might jeopardize your carefully planned holiday. A flight may be delayed owing to terrible weather, or you may need to cancel your vacation due to a last-minute family issue. In any case, you’ve already purchased your tickets and don’t want to waste your money. However, a comprehensive travel insurance policy helps cover the cost of flight tickets and accommodation expenses.

Medical emergencies
If you have an accident or become ill while visiting a foreign country, you must seek medical help at once. In such an emergency, travel insurance will be there for you, ensuring that you are treated by the best medical authorities in the area. Not only that, but a travel insurance policy will also assist you in covering the costs of your treatment and ward charges.

Loss of baggage and theft
Many travellers have encountered this problem while on international excursions. Baggage can be easily misplaced, lost, or stolen, causing a significant inconvenience during your trip. However, a decent travel insurance policy that is offered these days covers the loss of your luggage. It will reimburse you for the value of the items that have gone missing as well as the costs of replacing them.

Other emergencies
In rare situations, you may be confronted with an unexpected emergency. A natural disaster or a hijacking situation are examples of this. When travelling abroad, anything can happen, and it can be a stressful experience. Travel insurance coverage might assist you to relocate to a safer region until you can safely return to your own country. If you’re planning a foreign journey in the near future, the comprehensive travel insurance coverage will be there for you.

You don’t have to be concerned about such dangers because the professionals are available to assist you 24/7. And don’t worry about the expense of purchasing one! There are exceptional travel insurance policies available at affordable rates so that you and your loved ones enjoy your precious time together.

What are the different types of travel insurance?

International travel insurance
Before heading off for a foreign trip, for work or vacation, it is best to purchase international travel insurance. During the journey, it protects you from unforeseeable medical and non-medical emergencies. So you can enjoy a stress-free trip abroad. In addition to the standard coverage provided by travel insurance, the policy covers medical expenditures, baggage and travel delays, and loss of travel documents and passports.

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Domestic travel insurance
You can get domestic travel insurance to cover travel within India. It is a policy that offers protection in the event of a mishap. Medical crises while travelling, baggage loss, and personal liability are all covered. Domestic travel insurance is available to any Indian citizen travelling within the country. Foreigners having a work visa in India can also acquire domestic travel insurance to cover their travel within the country.

Student travel insurance
This is a travel insurance policy that applies to students who are studying abroad. It provides full coverage in the form of medical bills, loss of passport, and other factors that could hinder studies overseas.

Senior citizen travel insurance
People between the ages of 61 and 70 can opt for this policy. Along with standard travel insurance, it provides coverage for dental treatment and cashless hospitalisation.

Group travel insurance
You can get a group travel insurance policy if you have a group of 20 or more people. Loss of baggage, flight delays, and medical emergencies are all covered.

Why should you go for the services of prune.co.in?
The Prune app and website assure you the best travel-related services that make your journeys a breeze. From selling travel insurance to providing well-planned travel experiences, our team ensures that you have a safe trip. You can benefit from our services from any location and at any time using our app and website. So instead of looking for a physical store to help with your travel needs, buy personalised and affordable travel insurance policies from your home or workplace. Besides travel services, we also offer services, such as SIM delivery, online utility bill payments, foreign exchange, smartphone comparison feature, and more!